How To Apply For A HELB Subsequent Loan in Kenya

Many Kenyan students depend on the Higher Education Loans Board (HELB) to finance their education throughout their studies. 

After receiving your first HELB loan, you may need additional financial support in subsequent academic years. Fortunately, the application process is simple and can be completed online, through the HELB mobile app, or via USSD.

 This guide explains how to apply for a HELB subsequent loan, the eligibility requirements, application methods, and important contact details to help you submit your application successfully.

How To Apply For A HELB Subsequent Loan

A HELB subsequent loan is designed for students who have already received financial assistance from the Higher Education Loans Board and require funding to continue their studies.

Unlike first-time applications, subsequent loan applications are paperless and can be completed using digital platforms provided by HELB.

HELB Subsequent Loan Requirements and Qualifications

Before applying, ensure you meet the following eligibility requirements:

• You must be a Kenyan citizen.
• You should be enrolled in a recognized university, college, or tertiary institution in Kenya.
• You must have previously applied for and received HELB support.
• You should not have exceeded the maximum number of loan applications allowed by HELB.

Meeting these requirements improves your chances of a successful application.

Ways to Apply for a HELB Subsequent Loan

HELB offers three convenient application methods to suit different users.

1. Apply Through the HELB Mobile App

The HELB Mobile App provides a fully paperless application process.

Follow these steps:

1. Download the HELB Mobile App from the Google Play Store.
2. Register using your:
   • First name
   • Phone number
   • Email address
   • National ID number
   • KRA PIN
3. Generate your unique HELB PIN.
4. Accept the licence agreement.
5. Complete the financial literacy questions.
6. Navigate to Loans and select Undergraduate Loans.
7. Open the Undergraduate Subsequent Loan Application Form (LAF).
8. Fill in all the required information.
9. Submit the application.
10. Save the loan application serial number displayed after successful submission.

2. Apply Through the HELB Online Portal

Students with internet access can also apply through the HELB student portal.

Follow these steps:

1. Log in to your HELB student account.
2. Open the Loans section.
3. Select your level of study, such as:
   • Degree
   • Diploma
   • Certificate
   • Master's
   • PhD
4. Choose the appropriate loan type.
5. Select Second and Subsequent Loan Application.
6. Accept the financial literacy terms.
7. Verify that all information is correct.
8. Click Submit.
9. Record your loan application serial number for future reference.

3. Apply Using USSD (*642#)

Students without smartphones or internet access can apply using the HELB USSD service.

The application process is as follows:

1. Ensure your SIM card is registered in your name.
2. Dial *642#.
3. Select Option 1 to log in or register.
4. Enter your HELB PIN.
5. Select Loan Application.
6. Choose your level of study.
7. Select Subsequent Loan Application for the current academic year.
8. Submit your application.

This method allows applicants to complete the process using any mobile phone.

Benefits of Applying Through Digital Platforms

HELB has simplified the subsequent loan application process by offering digital channels that are fast and convenient.

Some of the key benefits include:

• Paperless application process.
• Faster submission and processing.
• Easy access using a smartphone, computer, or basic mobile phone.
• Instant confirmation through a loan application serial number.
• Ability to apply from anywhere in Kenya.

HELB Contact Details

Students who require assistance during the application process can contact HELB using the details below.

Knowing how to apply for a HELB subsequent loan helps ensure you continue receiving financial support throughout your academic journey. 

Whether you choose the HELB Mobile App, the online student portal, or the USSD service, ensure you meet all eligibility requirements and provide accurate information.